Compare
TidyBooks and Xero
Xero is strong software built for other tax systems. In Cyprus you set up the VAT rates yourself and assemble the VAT4 return by hand. TidyBooks has the Cyprus rules built in.
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The TidyBooks column shows the plan that ships with the next release: one plan at €25 a month with accountant access included and a 30-day trial without a card. Until then the current Starter and Pro plans and the 7-day trial apply.
| TidyBooks | Xero | |
|---|---|---|
| Price and plan | One plan. €25 a month, or €20 a month billed yearly. Excl. VAT. | Several plans priced by region, in that region's currency. The UK list starts at £18 a month excl. VAT. |
| Free trial | 30 days, no card. | Free trial offered on their site. |
| Accountant access | Included. Your accountant opens a free firm account. | Accountant and bookkeeper access through Xero's partner programme. |
| Live bank feeds | Bank of Cyprus, Eurobank, AstroBank, Revolut and Wise today. One live feed included. Statement import from any bank. | Bank feeds by country. Cyprus banks are not on their published list, statements can be imported. |
| Smart detection | Reads receipts, invoices and statements. You or your accountant approve each line. | Receipt capture through their own tools or add-ons. |
| VAT return and VIES | VAT return (VAT4) figures box by box. VIES check on client VAT numbers. Reverse charge for EU goods and services. | VAT returns for countries with a Xero edition, such as the UK to HMRC. No Cyprus VAT4 or VIES. |
| Tax For All | Figures prepared, not filed. You or your accountant submit in Tax For All. | No. |
| Greek language | This site and the accountant portal in Greek and English. The client app is in English today. | No. |
| Invoicing | Invoices and credit notes with Cyprus VAT rates, 15 currencies. Recurring invoices and quotes: coming. | Invoices, quotes, recurring invoices, credit notes, multi-currency on higher plans. |
| Payroll | Beta. €5 per employee a month. | Payroll for countries with a Xero edition. No Cyprus payroll. |
| Company formation | Through partner firms. €1,800 excl. VAT with a year of TidyBooks. | No. |
| Where your data lives | Stored in the EU. Billing by Stripe. | Published on their site. Hosting is not Cyprus specific. |
| Who it is for | Cyprus companies and self-employed people who work with an accountant. Free firm account for practices. | Businesses in the countries Xero is built for, and anyone happy to set Cyprus up by hand. |
Price and plan
TidyBooksOne plan. €25 a month, or €20 a month billed yearly. Excl. VAT.
XeroSeveral plans priced by region, in that region's currency. The UK list starts at £18 a month excl. VAT.
Free trial
TidyBooks30 days, no card.
XeroFree trial offered on their site.
Accountant access
TidyBooksIncluded. Your accountant opens a free firm account.
XeroAccountant and bookkeeper access through Xero's partner programme.
Live bank feeds
TidyBooksBank of Cyprus, Eurobank, AstroBank, Revolut and Wise today. One live feed included. Statement import from any bank.
XeroBank feeds by country. Cyprus banks are not on their published list, statements can be imported.
Smart detection
TidyBooksReads receipts, invoices and statements. You or your accountant approve each line.
XeroReceipt capture through their own tools or add-ons.
VAT return and VIES
TidyBooksVAT return (VAT4) figures box by box. VIES check on client VAT numbers. Reverse charge for EU goods and services.
XeroVAT returns for countries with a Xero edition, such as the UK to HMRC. No Cyprus VAT4 or VIES.
Tax For All
TidyBooksFigures prepared, not filed. You or your accountant submit in Tax For All.
XeroNo.
Greek language
TidyBooksThis site and the accountant portal in Greek and English. The client app is in English today.
XeroNo.
Invoicing
TidyBooksInvoices and credit notes with Cyprus VAT rates, 15 currencies. Recurring invoices and quotes: coming.
XeroInvoices, quotes, recurring invoices, credit notes, multi-currency on higher plans.
Payroll
TidyBooksBeta. €5 per employee a month.
XeroPayroll for countries with a Xero edition. No Cyprus payroll.
Company formation
TidyBooksThrough partner firms. €1,800 excl. VAT with a year of TidyBooks.
XeroNo.
Where your data lives
TidyBooksStored in the EU. Billing by Stripe.
XeroPublished on their site. Hosting is not Cyprus specific.
Who it is for
TidyBooksCyprus companies and self-employed people who work with an accountant. Free firm account for practices.
XeroBusinesses in the countries Xero is built for, and anyone happy to set Cyprus up by hand.
Details about the other product are as published on their site, checked October 2026. Their own page takes precedence. Where they publish nothing, we say so instead of guessing.
Which one fits you
Pick TidyBooks if
- You file Cyprus VAT and want the VAT4 boxes and VIES check ready.
- You want live feeds from Cyprus banks.
- You or your accountant work in Greek.
- You want the fiscal calendar, GESY and the reverse charge treatment built in.
Pick Xero if
- You run a business in a country Xero is built for.
- You rely on a specific app in their store.
- You want recurring invoices and quotes today.
- You need inventory or projects.
Fair questions
No. TidyBooks prepares the VAT return (VAT4) figures box by box and checks client VAT numbers in VIES. You or your accountant submit the return in Tax For All.
Start 7 days free
Your accountant can join on day one.
Xero is a trade mark of Xero Limited. QuickBooks is a trade mark of Intuit Inc. All other product names belong to their owners. TidyBooks is not affiliated with any of them.